Loan Options
Our Loan Officers will work with you to find the correct mortgage for you. Below is a partial list of the loan programs we have to offer. Please contact one of our loan officers to get a recommendation.
Conventional loans- For loan amounts of $417,000 and under.
- Fixed rate and adjustable rates available.
- Up to 95%
- Certain counties are considered High Cost. These counties are eligible for conventional financing terms. Contact your loan officer to find out if your county is eligible.
- Only 3.5% down payment required
- Down payment can be a gift
- Flexible underwriting guidelines
- Borrow more than the purchase price to remodel your home.
- Borrow more to upgrade the
- Manufactured homes OK
- Up to 97% LTV
- No appraisal
- No mortgage insurance
- Eligible properties found here
- When borrowing more than $417,000
- Fixed rate and adjustable rates available
- 100% of the purchase price can be financed
- Seller can pay all of your closing costs
- No monthly private mortgage insurance premium
- Veterans with a service connected disability are exempt from the VA funding fee.
- No down payment required
- No monthly mortgage insurance
- Seller can pay all of your closing costs.
- Fixed rate for 30 years
- Property and income eligibility guidelines apply
